There is no such thing as being more protective when it comes to your house and your finances. There are lots of roofing contractors out there which are prepared to bend the rules to simplify matters for themselves, leading to difficulties for you and your own roof. Even sincere contractors make errors every once in a while. That is why it’s crucial that you understand these 4 easy ways to protect yourself when selecting a roofing contractor.
Problem: You hire a roofing contractor to repair a leak in your roof. One of the workers decides to not use appropriate security procedures and falls, breaking his leg. The worker holds you liable to cover his medical costs, since he had been hurt on your premises.
Option: Roofers Compensation is a form of insurance covering roof injuries. When a roof contractor has workers compensation, any injured workers have the right to recover costs for hospital bills and being from work. Make confident your roof contractor has workers compensation so you’re spared the trouble and expenses of paying these bills yourself.
Problem: Your roof contractor leaves your roofing uncovered after eliminating your shingles. That night there’s an unexpected storm. Water slides into your house and hurts your sheet rock, carpeting and some great furniture. Your roof contractor has liability insurance, however, there are exceptions preventing protection of the inside of your construction. You find yourself paying to correct the damages .
Option: If damage happen to a residence or building that’s the fault of a roofing contractor, you wish to be certain they have great liability insurance. This may insure anything from broken windows to broken insides as stated in the scenario over. Some builders have liability insurance coverage, but their insurance carrier provides numerous exceptions it’s almost like there’s absolutely no policy in any way. Search for policy which does not exclude water damage resulting from departing a roof.
Problem: You employ a new roofing business to work on your own roof. A couple of months later you see a leak. You attempt to speak to the business, but can not find their info. You try to look them up with their business permit and you realize that there wasn’t a business license issued for this corporation. You’re made to pay for the repairs .
Option: Check beforehand your roof contractor has a business permit. When they don’t possess a permit, it might be a indication that they don’t understand what they’re doing. The business may easily disappear or move out of business.
In the condition of Houston, your roof firm ought to have a shingle permit and an overall roof permit to put in a pitched roof. A flat roof setup only needs an overall roofing permit.
A roofing contractor in Houston is lawfully able to put in a roof with no roof permit whenever they have a general contractor permit. But, there are plenty of instances of general contractors branching out and installing roofs if they lack the appropriate training. This causes difficulties for building owners in addition to home owners. It’s great for a general contractor to have a roof license along with their own general contractors license.